You can now apply for protection of your pension savings from the lifetime allowance up to an overall maximum of £1.5 million. This is called individual protection 2014.

Use the online tool below to check whether you need to apply.

Lifetime allowance checking tool

Applications for individual protection 2014 are online only. You can apply from 18 August 2014 until 5 April 2017. This is a quick and secure process and HM Revenue and Customs will acknowledge receipt of your application by email immediately.

Do it online: Apply for individual protection 2014

Pension savings and lifetime allowance protection

Pensions: Individual Protection 2014 - GOV.UK website (Opens new window)